This policy will provide cover against loss or damage to cash, Bank Notes, Currency Notes, Cheques, Money Orders, Postal Orders and Stamps caused by any peril whatsoever not specifically excluded by the policy.  The policy protects you against loss or damage when money is in transit from Bank to office or vice-versa including cash in your safe and business premises during business hours.  Theft of money involving your employees is not covered under this this policy.

The benefit of this insurance is that you are protected against the infidelity of your employees, especially those of them handling cash or stock.  The cover includes any loss through theft, fraud, falsification of books and collusion.  The insurance company pays up to the limit of liability chosen by you, any amount of money stolen by your insured employees.